We offer a range of financial protection products. Listed below is a basic summary of the more common protection products.
In exchange for regular premiums, the policy offers to pay an agreed lump sum of money if one of the lives covered, dies during the term of the policy. With a life insurance policy in place, it could help your loved ones cope financially if the worst happened to you.
Critical illness cover pays out a tax-free lump sum in the event that you are diagnosed with a specified illness or medical condition during the term of the policy.
How would you pay the bills if you were sick or accidentally injured and couldn't work? When the unexpected happens, we know that what matters is peace of mind from a policy you can trust. Our income protection options are straightforward, simple to arrange and individual to you.
A Buildings insurance policy will provide you with the money to cover the costs of repairing or rebuilding your home should it be damaged or destroyed. If you are a landlord or a homeowner then buildings insurance will be crucial, but if you are renting a property then buildings insurance is the responsibility of your landlord. However, as a tenant, you may wish to consider taking out contents’ insurance.
Business protection is designed to keep your business running, whatever lies ahead. We provide business protection policies including relevant life cover, business loan protection, executive income protection, key person and private medical to small and medium-sized businesses, sole traders and self-employed people.
When life throws you an unexpected challenge, it’s the little things that mean a lot. Swift diagnosis and prompt treatment matter most, along with genuine help, support and understanding from people that care.